Chapter 7 Bankruptcy Can Help You Get A Fresh Start From Debt
If you are like most Americans, you never intended to get buried in debt. It doesn’t take much. One maxed out credit card, a lost job or an illness and you suddenly find yourself juggling payments between your creditors. Skip one payment and your fees and penalties add up. No, it does not take much, and now you may be wondering how you’re ever going to get rid of the debt.
If you find yourself drowning in debt, we can help with a free initial consultation. We will work with you personally to determine whether Chapter 7 bankruptcy is right for you.
A Fresh Start To Clear Your Debts
By filing for Chapter 7 bankruptcy, you can start getting clear of your debts. At the Bellevue, Washington, law firm of CBG Law Group, PLLC, we want to help. Attorney Darrel Carter has been helping individuals, families and business owners start over for more than 20 years. We focus primarily on bankruptcy and tax debt relief.
We won’t judge you for being in debt. We’re here to help. During your free consultation, we fully explain the bankruptcy process and address any questions or concerns you may have. From credit card debt and medical debt to issues of tax debt, we can help you get the debt relief you are entitled to under the law.
How Chapter 7 Bankruptcy Can Help?
When you file for Chapter 7 bankruptcy, it will put a stop to wage garnishment and creditor harassment. Under Chapter 7 bankruptcy there is no payment plan. It is a complete discharge of most debts. Within four to five months after you file, you will be completely debt free in most cases.
Eligibility For Chapter 7 Bankruptcy
Under changes to the federal bankruptcy laws, it is now more difficult to qualify for Chapter 7 bankruptcy. If you are interested in filing for personal bankruptcy, you should speak with an experienced lawyer.
At CBG Law Group, PLLC, we can help you determine whether you qualify for Chapter 7 through the means test, and whether there may be appropriate alternatives. Many people who think they will not qualify for Chapter 7 often end up being approved.
You Can Regain Your Credit
Contrary to popular belief, filing for bankruptcy will not ruin your credit forever. While filing for bankruptcy will have an effect on your credit, as long as you continue to make your payments on time following the discharge of your debt, you will be able to rebuild your credit. A common misconception about Chapter 7 is that if you file, you will be forced to give up your home, car and other assets. However, in most cases people are able to maintain all of these valued assets.
If you are going to pursue personal bankruptcy, you have to undergo credit counseling. This federally mandated requirement will help you understand what you can do to rebuild your credit, avoid future debt and plan for the future. We can help you discharge your debt, and with the right counseling, you will be moving toward a debt-free future.
If you have questions about complete discharge of your personal debt, contact a Washington credit card debt liquidation attorney or call us at 425-223-4870 for a free initial consultation our use our online form. As soon as you file, you will end creditor harassment, stop wage garnishment and find yourself on the road to debt relief.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.