If You Could Get a Fresh Start From Debt . . . What Would You Do?
If you are like most Americans, you never intended to get buried in debt. It doesn't take much. One maxed-out credit card, a lost job or an illness and you suddenly find yourself juggling payments between your creditors. Skip one payment and your fees and penalties add up. No, it doesn't take much and now you may be wondering how you're ever going to dig your way out.
Free Consultation • Reasonable Fees • Stop Collection Calls Now
By filing for Chapter 7 bankruptcy, you can start getting clear of your debts. At the Bellevue, Washington, law offices of CBG Law Group, PLLC, we want to help. In fact, attorney Darrel Carter has been helping individuals, families and business owners start over for more than 16 years. We focus entirely on bankruptcy and tax debt relief.
We won't judge you for being in debt. We're here to help. During your free consultation, we fully explain the bankruptcy process and address any questions or concerns you may have. From credit card debt to tax debt to mounting medical bills, we can help you get the debt relief you are entitled to under the law.
What Can Chapter 7 bankruptcy do for you?
When you file for Chapter 7 bankruptcy, you will put a stop to wage garnishment and creditor harassment. Under Chapter 7 bankruptcy, also known as liquidation bankruptcy, there is no payment plan. It is a complete discharge, such that within four to five months after you file, you will be completely debt free in most cases.
Qualifying for Chapter 7 Bankruptcy
Given the recent changes to the federal bankruptcy laws, it is now more difficult to qualify for Chapter 7 bankruptcy. If you are interested in filing for personal bankruptcy, you should therefore speak with an experienced lawyer. At CBG Law Group, we can help you determine whether or not you qualify for Chapter 7, and whether there may be appropriate alternatives. Many people who think they will not qualify for Chapter 7 often end up being approved.
Maintain Your Credit and Protect Your Assets
Contrary to popular belief, filing for bankruptcy will not ruin your credit. In fact, as long as you continue to make your payments on time following the dissolution of your debt, you will be able to rebuild your credit. Another common misconception about Chapter 7 is that if you file, you will be forced to give up your home, car, and other assets. However, in 95% of cases, people are able to maintain all of these valued assets.
Credit Counseling
If you are going to pursue personal bankruptcy, you have to undergo credit counseling. This federally mandated requirement will help you understand what you can do to rebuild your credit, avoid future debt, and plan for the future. We can help you discharge your debt, and with the right counseling, you will be moving toward a debt-free future.
We Represent Clients Throughout the Greater Seattle Region
Contact us to arrange an opportunity to meet with us about your debt and tax problems. If you have questions about complete discharge of your personal debt, come in to our offices today to find out if you qualify for Chapter 7 bankruptcy. As soon as you file, you will end creditor harassment, stop wage garnishment, and find yourself on the road to debt relief.
